KammaLoan — A Professional, Secure, and Technology-Driven Personal Loan App
KammaLoan is a personal loan application independently developed by our company. By deeply integrating technological innovation with financial services, we provide users with an exceptionally smooth, secure, and reliable lending experience. The platform combines intelligent application, automated approval, and flexible repayment management. Funds are provided by a licensed and authoritative Non-Banking Financial Company (NBFC), which also conducts final qualification reviews and disbursements, ensuring business compliance and fund security.
Our Collaboration Model: Technology Empowering Finance
Technical Core (Our Role):
We develop the tech and run the platform. Our self-built risk control, data systems, and user management provide solid support for the whole loan process.
Financial Core (Collaborating NBFC):
Licensed NBFCs provide the money and do the final credit check and approval. They handle fund transfer and collection. This blends tech speed with financial safety.
App Core Advantages
Easy & Fully Online:
Clean design, clear steps. Apply to sign—all online, no paper, no going out.
Fast Approval:
Our smart systems help partners review faster. Get approved and funded in minutes.
High Amount, Low Rate:
Borrow up to ₹120,000. APR from 18%. No hidden fees.
Double-Layer Security:
We pre-check with tech, NBFC does final review. Your data and money are safe.